JUST LISTED IN NORTHEAST PORTLAND! Welcome home to 5330 NE 19th Ave — a charming, character-filled bungalow nestled in one of NE Portland’s most vibrant and sought-after neighborhoods! Offering incredible space and flexibility, this home is officially a 3-bedroom, 1-bath home, but functions seamlessly as a 4-bedroom, 2-bath layout (2,241 sq ft) with two upstairs bedrooms, two lower-level rooms, an upstairs bath, and a main-floor bath. Perfect for a home office, guest suite, or creative space! 𝗞𝗲𝘆 𝗙𝗲𝗮𝘁𝘂𝗿𝗲𝘀: 𝗠𝗼𝘃𝗲-𝗜𝗻 𝗥𝗲𝗮𝗱𝘆: Fresh interior paint, charming built-ins, and a functional kitchen with all appliances included. 𝗠𝗮𝗷𝗼𝗿 𝗨𝗽𝗴𝗿𝗮𝗱𝗲𝘀: Heat pump with central A/C (2025) & new water heater (2023) for low-stress year-round comfort. 𝗢𝘂𝘁𝗱𝗼𝗼𝗿 𝗢𝗮𝘀𝗶𝘀: Landscaped, low-maintenance yard complete with mature trees, a private backyard retreat, and a gorgeous entertainment pergola. 𝗖𝗼𝗻𝘃𝗲𝗻𝗶𝗲𝗻𝗰𝗲: Off-street parking for 2 vehicles. 𝗣𝗿𝗶𝗺𝗲 𝗟𝗼𝗰𝗮𝘁𝗶𝗼𝗻: Just blocks from Vernon School and the popular shops, dining, and cafés along Alberta Street! 𝗟𝗶𝘀𝘁 𝗣𝗿𝗶𝗰𝗲: $𝟱𝟳𝟰,𝟵𝟬𝟬 Interested in seeing it in person? 📩 DM us or reach out directly: 📞 (541) 890-1089 🌐 www.truHOME.net 📧 jamie@truhome.me

Myth Buster Monday! You do NOT need a 20% down payment to buy your first home. In fact, many first-time buyers close with as little as 3.5% down (or 0% down with specialized loans like VA or USDA options). The key isn't having tens of thousands sitting in cash—it's understanding which loan program aligns best with your financial goals. Don't let outdated myths keep you renting. Let our team walk you through your options step-by-step! 🔑 Learn more and explore current listings at www.truHOME.net

The "stampede" era of real estate is officially over. Welcome to the Era of the Picky Buyer. Gone are the days of 2021 and 2022 when you could list a home with zero prep, price it way over comps, and trigger a massive bidding war by Friday night. As we move through 2026, buyers finally have options, they aren't desperate, and they are taking their time. Today, deferred maintenance is a deal-killer, and overpricing your property will only cause it to sit on the market and grow stale. To stand out and secure a premium return, sellers have to be strategic—from adopting the builders' playbook on financial concessions to neutralizing aesthetics. Selling in a balanced market isn't harder; it just requires a higher standard of execution. Want to know the definitive playbook for capturing the attention of today's hyper-selective buyers? 👉 Learn how to position your home flawlessly on our blog: https://truhome.net/blog/the-picky-buyer-era-how-to-sell-a-home-when-the-hype-is-gone

The hidden hurdle crashing real estate deals right now? Homeowners insurance. It used to be a routine, late-stage checkbox in the escrow process. But skyrocketing premiums, strict guidelines, and sudden policy cancellations are moving out of high-risk zones and straight into traditional American suburbs. From tanking a buyer's debt-to-income ratio at the eleventh hour to banks flatly refusing mortgages on homes deemed "un-insurable," the insurance crisis is actively rewriting how we buy and sell property. Whether you are shopping for a home or preparing to list yours, waiting until you are under contract to think about insurance is a massive risk. Proactive steps—like checking a home's claim history or securing pre-listing inspections—are no longer optional. Want to know how to protect your transaction and avoid unexpected surprises during escrow? 👉 Read our full survival guide on the blog: https://truhome.net/blog/the-suburban-subplot-dealing-with-the-real-estate-insurance-crisis

Before you start bookmarking Zillow listings or hitting weekend open houses, take this critical first step: 𝗚𝗲𝘁 𝗙𝘂𝗹𝗹𝘆 𝗣𝗿𝗲-𝗔𝗽𝗽𝗿𝗼𝘃𝗲𝗱! A pre-qualification is just a quick estimate, but a formal mortgage pre-approval proves to sellers that you are a serious, qualified buyer who can close the deal. In a market where seller flexibility is high, having a strong pre-approval letter gives you maximum negotiating power. Ready to make your move with confidence? 👉 Find your next home with truHOME: www.truHOME.net

"𝗦𝗵𝗼𝘂𝗹𝗱 𝗜 𝘄𝗮𝗶𝘁 𝗳𝗼𝗿 𝗿𝗮𝘁𝗲𝘀 𝘁𝗼 𝗱𝗿𝗼𝗽 𝗯𝗲𝗳𝗼𝗿𝗲 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲?" We get this question every week! Here’s the reality: trying to time the market perfectly is nearly impossible. When rates drop, buyer competition spikes, which drives home prices up. Buying when inventory is healthy allows you to negotiate repairs, ask for seller concessions, and take your time—and you can always refinance later if rates drop down the road! Focus on finding a monthly payment that fits your current budget today. Start your search and connect with our team at www.truHOME.net

Did you know? Seller concessions are back in a big way! Unlike the hyper-competitive frenzy of past years, today's buyers are frequently negotiating closing cost credits, rate buy-downs, and home warranties into their purchase agreements. For buyers, this means lower upfront costs. For sellers, offering concessions is often the smartest strategy to attract qualified buyers without slashing your list price. Want to learn how to structure a winning offer or listing? Contact truHOME today! 🔗 Visit www.truHOME.net

Good news for homebuyers: The math is finally shifting in your favor. If you’ve been feeling priced out of the housing market, a subtle but profound change is happening right now in 2026. For the first time in years, average monthly payments for newly purchased homes are actually starting to decline. Between easing mortgage rates and steadying home prices, the data shows real-world savings that could save you thousands over the life of a loan. But waiting on the sidelines to "perfectly time the market" might cost you more than you think. Want to see the actual numbers behind this shift and learn how to position your finances to take advantage of it? 👉 Read the full breakdown on our blog: https://truhome.net/blog/the-2026-affordability-shift-why-monthly-payments-are-finally-shrinking